Finanças pessoais: opções de investimentos no mercado financeiro brasileiro

Abstract

This article was developed with a view to promoting financial information, to enable a proactive stance to individuals in managing their personal finances, and so make them able to make their investment decisions more groundwork and security. To achieve this purpose, it was conducted a bibliographic and documentary survey, in order to provide qualitative support for the theoretical description given. As it is a study with data collection, by documents provided by financial institutions, stock exchange and other published works, there isn't a sample. The processing of the data was carried out with the description of the types of investments and results. The literature review identified that the financial market offers several products, like bonds, savings bonds, real estate, gold and foreign exchange. With the survey results showed features from savings accounts, investment funds, certificates and bank deposit receipts, bonds, shares and pension plans, identified as the main investment options for individuals. At the end of this study, it can be concluded that the financial planning is very important for people who want to achieve their financial and equity, as well as guaranteeing an income that guarantees maintain their lifestyle and have peace of mind over time.