Educação financeira para formar o futuro investidor

Abstract

The increasing sophistication of products offered to consumers of financial services increases the options available to the citizens at the same time gives hi greater responsibility for their choices. The research is inserted in the Brazilian context where financial education has plenty of room to spread his teachings, from the family education to the school universe. This research sought to examine how financial education affects how people handle money, when it comes to savings, investments and conscious consumption. This field of study was characterized as a bibliographic, exploratory and descriptive research, carried out with students of the course of administration of two higher education institutions in the city of Natal-RN. For data collection, in person were applied to students structured questionnaires with closed questions. Participants were a non-probabilistic sample for trial (VERGARA, 2003). Among other results it was found that the family, school, institution of higher education and practical experiences are the biggest influences on financial education training of young respondents. There was a directly proportional relationship between the level of education of parents of students with family income, the higher the level of education of the parents, the higher the family income. It was noticed that men feel safer than women to manage their financial resources. Married respondents also feel safer to make financial decisions than single. It is through financial education that people can better understand the financial world and make informed decisions.