Finanças pessoais: gestão e controle

Abstract

This work was developed with the objective of identify and analyze the problems that give origin to the financial problems as the lack of the financial control and what the absence of this control causes in personal finances, and in the same way the reflections of it in the routine of the Brazilian population. Among, the problems analyzes there is the lack of basic financial education, the lack of financial planning as well as the strong deficiency of personal finances control. Knowing how to save and invest is essential not only to achieve the desired financial independence, but also to aim for a more affluent and comfortable retirement. Investments are, therefore, the result of the development of the culture of financial education. For this work, it was considered the financial health history of Brazilians in recent years. Also it was observed that financial education must have its origins from basic education, which would bring reflexes to the familiar financial awareness, reinforcing and influencing the construction of the financial future of the population.