A importância do planejamento e orçamento no consumo financeiro pessoal e familiar

Abstract

This article is founded on a qualitative research, in order to provide information to alert the individual to the importance and necessity of personal and family financial planning, for dealing with the lack of action was and remains a complex task when it comes to plan the family spent scoped on a budget and goals. A literature search focused on planning and personal and family finance consumption, as consumption without planning often crown the family patrimony preventing directly running some beneficial purchases for personal well-being and / or family has been made, ie the implementation of some goals. The article seeks to highlight the need for financial planning, it presents information that synthesize ideas to prepare a plan and budget to focus on bringing potential benefits that good planning can bring to the welfare of the family, because when you do not plan, the budget and consumption becomes a problem, the family begins to have negative effects on their day day, why when it can not manage the financial life, consequently a number of problems accompanied by a lot of concern settles in the family environment.