Educação financeira como instrumento de fortalecimento da governança corporativa: como a lei da liberdade econômica (Lei nº 13.874/2019) contribui para a prevenção de crises empresariais no Brasil

Abstract

The Brazilian business environment has faced increasing challenges arising from economic complexity, institutional instability, and the need for greater transparency in management. In view of this scenario, financial education emerges as an instrument to strengthen corporate governance, examining how Business Law can contribute to the prevention of crises and the protection of business organizations in scenarios of instability. Having as its main ally the Economic Freedom Law (Law No. 13,874/2019) and its interaction with modern management practices, it is demonstrated that the financial soundness of organizations does not depend only on formal rules, but also on the managers' own ability to interpret the respective market-oriented indicators, plan scenarios, and adopt responsible and cohesive practices in decision-making. therefore, to investigate how the Economic Freedom Law contributes to this process by establishing principles aimed at legal certainty, the reduction of bureaucracy and the incentive to free enterprise. Through a literature review and interpretative analysis of the legislation, it is discussed how the integration between financial education and the regulatory framework can act in the prevention of business crises. The results indicate that adequate financial education, combined with a more predictable regulatory environment, favors responsible management practices, strengthens governance and contributes to the sustainability of organizations. It is concluded that the synergy between financial knowledge and legal mechanisms consolidates more solid foundations for business continuity in Brazil.